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You just inherited a home in Missouri.
Now what?

Missouri has 114 counties plus the independent St. Louis City for 115 separate probate jurisdictions. The state pioneered the Beneficiary Deed (Transfer on Death) in 1989, making it one of the oldest TOD jurisdictions in the country. Kansas City (Jackson, Clay, Platte counties) and St. Louis dominate inherited-home volume; the Springfield/Greene County and Columbia/Boone County metros provide strong secondary volume.

$235,000
Median Missouri home value
9,000–13,500
Est. inherited-home transfers / year
114
Counties (probate is county-level)

What's different about inheriting a home in Missouri

Missouri was the first state in the country to authorize Beneficiary Deeds (Missouri Revised Statutes section 461.025, enacted 1989). TOD beneficiary deeds are deeply embedded in Missouri estate planning practice, and a large percentage of paid-off Missouri homes transfer outside probate.

Missouri offers Independent Administration (Missouri Revised Statutes section 473.780) when authorized by the will or by petition with all heirs agreeing. Independent administration is the dominant path for uncontested estates and clears in 9 to 12 months. Supervised administration runs 12 to 18 months. The 6-month claim period (section 473.360) is the floor.

Missouri has no state estate tax. Median home values around $235,000 keep most inherited Missouri homes in the modest-equity range, but the Kansas City Northland suburbs, Brentwood/Clayton (St. Louis), and the Lake of the Ozarks resort areas (Camden County) have significantly higher equity positions.

Good to know for Missouri: probate here runs under Missouri Revised Statutes Chapter 472-475 (Probate Code), and real estate is regulated by Missouri Real Estate Commission (MREC). Both are state-specific — which is exactly why a generic answer online rarely fits your situation.

Where to start

Pick whatever's weighing on you most. Each opens with free, plain-English information — no sign-up, no pressure.

Do I need probate?

Not every estate goes through it — it depends on how the home was titled, whether there's a will or trust, and Missouri rules. We'll help you find out.

Start with probate →

Should I sell?

Selling isn't the only option. Talk through whether it makes sense for you and what you'd actually walk away with after costs and the stepped-up basis.

Explore selling →

Is it an investment?

Renting, holding, or renovating could be worth it. See what the numbers look like in your specific market before deciding.

Look at keeping it →

What repairs are needed?

Before you sell, rent, or move in, understand the home's real condition — and what fixing it up would actually take locally.

Check repairs →
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This isn't legal, financial, or tax advice. Inherited Home is not a law firm, brokerage, or tax advisor — everything here is general educational information. Probate rules, timelines, and tax treatment vary by state and county, so confirm your specifics with a licensed professional where the home is located. We match you with vetted local pros, free.

Inherited a home in a Missouri city?

Kansas City St. Louis

Questions people ask

How long does probate take in Missouri?

Independent administration typically clears in 9 to 12 months. Supervised administration runs 12 to 18 months. The 6-month claim period under section 473.360 is the floor.

Does Missouri allow Transfer-on-Death deeds?

Yes — and Missouri pioneered them. Section 461.025 (Beneficiary Deeds, enacted 1989). TOD beneficiary deeds are extremely common.

What if my market is the Lake of the Ozarks?

Camden, Miller, and Morgan counties (Lake of the Ozarks) see strong second-home inherited turnover with high equity. The Springfield (Greene), Columbia (Boone), and Joplin (Jasper) metros round out the state's major markets.

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Sources: Missouri Revised Statutes Chapter 472-475 (Probate Code) · Missouri Real Estate Commission (MREC). Last updated July 2026.